LIEN RESOLUTION SERVICES

In most cases an individual will incur medical expenses from injury related treatment prior to settlement being reached. Depending on who pays these medical expenses, the party that pays these medical expenses may establish a lien, or a legal claim to the individual’s settlement proceeds until their debt is paid. Medicare liens are usually on all parties’ radar due to the recovery rights provided to Medicare by the federal statute knowns as the Medicare Secondary Payer Act (MSP).  Veterans Administration liens and ERISA liens from employer based health plans also have very strong recovery rights stemming from other federal laws.  There are also a variety of health plans that have separate contractual rights to recovery and subrogation that follow the applicable state law in the state where the injury took place.

What Is Medical Lien Resolution or Health Plan Lien Resolution?

Medical liens result from the principle of subrogation, which occurs when a third party takes on another party’s legal claim to money owed for debt or damages. While subrogation entails one party actually entering into the injured party’s case, most often what happens is that the entity with the right of subrogation also has a right of reimbursement of paid medical bills.  Under this principle, a health plan sets forth a lien on a liability or workers’ compensation settlement or award. Their goal is to receive reimbursement for paying for injury treatment that the party responsible for causing the injury should have paid.

For instance, someone injured in a car crash could face thousands in medical bills, which their health insurance would cover. If the injured party  sues or brings a claim against the at fault party for negligence, the health plan would place a lien on the lawsuit’s settlement proceeds to recoup the money spent on the injured individual’s accident related care. Medical lien resolution is the process of satisfying these claims fully and at the lowest expense to the settlement beneficiary.

Lien resolution companies like Medivest work on behalf of clients to investigate subrogation claims for validity and establish what charges are legitimate. Our lien resolution specialists also have extensive knowledge and negotiation skills to request available reductions and work hard to reach a compromise with lienholders like the health plan in our example. As a result, we’re often able to meet the needs of injured party and the health plan(s) and secure larger net settlements for clients.

Benefits of Medivest Medical Lien Resolution Services

Using our medical lien resolution services has many advantages, including:

• Process streamlining: Lien resolution companies centralize all tasks for more efficient operations and reporting.
• Expertise: We have a team of professionals with specialized knowledge and experience to draw on as they work to resolve claims.
• Effective time and expense management: Many states allow attorneys to include our services as a case related cost, freeing them to focus their time and energy on client service instead.
• Better client experiences: By discovering and resolving eligible liens, your clients are less likely to get calls from subrogation companies seeking direct reimbursement.
• Less potential liability: Attorneys using experienced lien resolution companies are less likely to face claims from insurers for repayment.